At HomeLoans we provide mortgage brokerage services to assist you in finding the best mortgage products that fit your needs. By using our services, you agree to be bound by these Terms of Service.
Services/Products
Purchase Mortgages
Cash Out Refinances
Rate and Term Refinances
USDA Mortgages
Conventional Mortgages
VA Mortgages
Investor Mortgages
Bank Statement Mortgages
Profit and Loss Mortgages
Mortgage Calculators and Tools
Credit Repair Advice
In House Processing
Loan and Rate Shopping Assistance
Closing Assistance
FHA Streamline Refinances
VA Interest Rate Reduction Refinances
Down Payment Assistance
New Construction Loans
Renovation Purchase
Manufactured Homes
Single Family Homes
Condominiums
FHA Mortgages
Jumbo Loans
First Time Homebuyer Programs
Fixed Rate Mortgages
Adjustable-Rate Mortgages
Home Buyer Education
Renovation Refinance Loans
Ongoing Financial Advice
User Responsibilities
You agree to provide accurate and complete information about yourself, and your financial situation as requested during our consultation and application processes. You also agree to comply with all applicable laws and regulations related to the mortgage application process.
Privacy
Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your information. Please review it carefully.
Intellectual Property
All content provided through our services, including text, graphics, logos, and images, is the property of HomeLoans or its content suppliers and protected by intellectual property laws. You may not use any of our content without our express written permission.
Limitation of Liability
HomeLoans will not be liable for any damages that may result from the use of our services. This includes direct, indirect, incidental, punitive, and consequential damages.
Disclaimer
Our services are provided "as is" without any warranties of any kind, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose, or non-infringement.
Amendments
We reserve the right to update our Privacy Policy periodically. Any changes will be reflected on our website, and you are encouraged to review this policy regularly.
Governing Law
These Terms of Service are governed by the laws of Michigan. Any disputes related to these terms will be resolved in the courts of Michigan.
Contact Us
If you have any questions about these Terms of Service, please contact us. info@yourmortgagecaddy.com
Terms of Service Effective as of 01/01/2026
Your Mortgage Caddy dba HomeLoans NMLS 138457 Equal Housing Opportunity 4601W Saginaw HWY Suite J Lansing MI 48917